Moscow Region Business Actively Uses Corporate Msp Umbrella Guarantees

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Бизнес Подмосковья активно пользуется «зонтичными» поручительствами корпорации МСП
Бизнес Подмосковья активно пользуется «зонтичными» поручительствами корпорации МСП from

Moscow region business actively uses corporate MSP "umbrella" guarantees

Moscow region ranks first in Russia in terms of the volume of guarantees issued by MSME Corporation

The portfolio of guarantees issued by the MSME Corporation in the Moscow region amounted to 15.6 billion rubles, which is 14% of the total portfolio. This was announced by the Minister of Investment, Industry and Science of the Moscow Region Ekaterina Zinovieva. Guarantees allow entrepreneurs from the region to receive loans from partner banks at a reduced rate of 7.5% per annum.

In total, 35 banks implement the MSME Corporation's guarantee program in the region at once. Among them are Sberbank, VTB, Alfa-Bank, Promsvyazbank, Unicredit Bank, Sovcombank, Russian Agricultural Bank, Zenit Bank, Credit Bank of Moscow, Bank of Moscow, etc.

Small business loan guarantees. What is it?

“At the end of last year, we set a goal to become leaders in the country in terms of the volume of guarantees issued for small and medium-sized businesses. And we have already achieved this result. Now we have set ourselves a new goal - to issue 25 billion rubles of guarantees this year," Ekaterina Zinovieva said.

She noted that local businesses can apply for guarantees from the MSME Corporation to obtain financing at a preferential rate of 7.5% per annum. The MSME Corporation guarantees up to 50% of the loan amount, but not more than 25 million rubles. You can get a guarantee both independently and through partner banks.

Who can get a guarantee?

Small and medium-sized businesses that meet the following requirements can apply for a guarantee:

  • registered in the Moscow region;
  • has been operating for at least 1 year;
  • has a revenue of no more than 2 billion rubles per year;
  • has no arrears on taxes and other mandatory payments;
  • not in the process of liquidation or reorganization.
  • The MSME Corporation's guarantee program is valid until December 31, 2024. You can apply for a guarantee on the MSME Corporation's website.